Let me take you back to a windy Saturday morning in 2014. I was setting up my booth at a local market—I was selling handmade wooden cutting boards back then. The sky was grey, and the wind was whipping through the aisles. Suddenly, a gust caught my neighbour’s 10×10 canopy. He hadn’t weighed it down … Read more
Let’s rewind the clock for a second. I clearly remember a conversation I had back in 2010. I was sitting at a roadside tea stall with a colleague who was obsessed with the stock market. He told me, “You need to buy this company called Bajaj Finance. They lend money for consumer durables. It’s going … Read more
Let me take you back to 2011. I was sitting in a bank office that smelled like stale coffee and floor wax. I was wearing my only suit, sweating through my shirt, trying to convince a guy named “Bob” that I was responsible enough to borrow $150,000. I had spent years eating ramen, saving every … Read more
I remember the first time I sat across the desk from a loan officer. I was 24, my car had just blown a transmission, and I needed $3,000 yesterday. The guy in the cheap suit slid a piece of paper across the desk. I looked at the number. 18%. I felt sick. I felt cornered. But … Read more
Let’s cut the fluff and be real for a minute. I still remember the pit in my stomach when I bought my first car. It was a rusty Honda Civic that smelled like old French fries. I was fresh out of college, totally broke, and terrified to call an insurance agent. Why? Because I was … Read more